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opt out

 

Taking the time now to opt out marketing offers can save you a lot of time and hassle in the long run. Imagine not having to sort through so much junk mail and not having to tell so many telemarketers you are not interested in what they are selling. See below steps you can take to avoid receiving unwanted marketing offers.

 

Do Not Call List

 

If you would like to stop receiving calls from telemarketers, you can register with the National Do Not Call Registry. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at National Do Not Call Registry's website. You can register your home or mobile phone for free. Your registration is effective for five years.

 

Keep in mind that the Do Not Call Registry doesn't apply to:

• Charities

 

• Politicians

 

• Survey takers

 

• Companies that have a prior business relationship with you

 

 

Reduce Junk Mail

You have the option to remove your name and address from the Direct Marketing Association's members' mailing list. This won't eliminate junk mail, because many direct mailers aren't association members, but it can help reduce your junk mail. This service costs $1.00 and you may register by mail or online. Please click here for details.

 

Opt Out of Credit Card Offers

Reduce the number of credit card offers you receive by mail by registering with the opt-out service offered by the major credit bureaus. To opt out, visit OptOutPrescreen.com or call 1-888-5-OPT-OUT (1-888-567-8688) - you will need to provide your Social Security number and date of birth. They offer the option of removing your name permanently or for five years from pre-screened marketing lists sold to credit card companies and insurers.

 

Freeze Your Credit

Freezing your credit is fairly extreme for the purpose of reducing marketing offers. However, it may be a good option for victims of identity theft and those at high risk for identity theft. See our Identity Theft page for more information.

Currently, 39 states allow residents to lock up access to their credit reports and credit scores, although in some states the option is limited to ID-theft victims only. For a list of states and their requirements, visit the Consumer's Union site, FinancialPrivacyNow.org.

 

Be More Selective When Sharing Your Information

If you do a lot of shopping online, it's a good idea to check the site's privacy policy. Many times, your information could be sold to others after you make the purchase. Be sure they offer an option to opt-out of receiving marketing offers from other companies. Avoid signing up for so-called "freebies", sweepstakes/contests or mailing lists because many of these are schemes to collect your contact information for marketing purposes.

 

Most companies that you do business with will mail you an annual privacy notice with opt-out information included with it. You can simply follow the steps to avoid receiving the marketing material from the company.

 

You may opt out of CD Federal Credit Union's marketing offers if you would like to. Please click here to read our privacy policy & opt out notice. Please note that you will no longer receive our quarterly promotion mailings with special deals for our products and services.

 

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