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Read about current scams

and financial fraud

 

Text Message Scam

 

There is currently a text message scam occurring in which the scammer tries to steal important debit card information.

 

Here is an example of what the text message may look like:

 

From: FRM,Credit Union

 

Subject: Bulk Email

 

Msg: You need to verify your CU account information due to “Unusual Activity”

 

Call 1-888-236-2599

 

The phone number leads to an automated recording asking for:

   -Debit card number

   -Debit card expiration date

   -Pin number

   -3 digit security code

 

We urge you not to give out your personal account or debit card information, as this is a scam. CD Federal Credit Union will not text message you for account or debit card information, even to verify it. If you have any questions regarding this matter, please give us a call at 925-825-0900.

 

Internet Fraud

 

 

Please click here to read about current internet fraud schemes.

 

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Common scams

 

Learn how to Spot Common Scams

 

 

Please click here to read tips on how to spot common scams and tips to protect your identity and money by PayPal^TM.

 

 

To read about a variety of scams, including Internet and Telemarketing Fraud and Check Scams, please click here to visit www.fraud.org.

 

Lottery Scam

Please click here to see how this scam works. There is even a sample e-mail shown.

 

Online Classifieds Scam

When you post something to sell on an online classifieds website, use caution when you receive responses because these transactions are vulnerable to fraud. Some e-mails or calls you receive may not seem like a scam at first, but may lead to a regretful ending.

A common scam goes like this:

The scam artist offers to pay by check, usually a cashier's check or money order for more than the item is worth, then he/she will ask you to send the difference back in the form of a wire transfer from your account. Later, you find out the check you received was fake and it will bounce from your account, leaving you to pay for it!

Some red flags:

1. The purchaser doesn't care much about the item, just the transaction.

2. The purchaser says he/she will use his/her own shipper.

3. 95% of the scammers are from overseas (Netherlands, Nigeria, London, Israel, South Africa).

4. Purchaser pays you more than the item is worth and asks for the difference in funds sent back to him/her.

 

Work at Home Scams

Click here to read about the top ten work-at-home scams from www.scambusters.org.

 

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