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Share & Savings

For more information on rates, please call 925-825-0900.

Accounts are insured up to $350,000 per account owner.

Rates Effective as of July 2008.

Rates and terms subject to change without notice.

APY = Annual Percentage Yield

The dividend rates and APY's listed above for share/savings, checking, and money market accounts were the rates paid on the last dividend declaration date set forth above. They are compounded monthly, based on the daily balance. These dividend rates and APY's may change every month, as determined by the Board of Directors (APY assumes all dividends are reinvested). For accounts with tiered rates, if the average daily balance in the account is equal to or exceeds the minimum tier amount, the dividend rate and APY will be paid on the entire balance in the account. Dividends are paid from current income and available earnings, after the required transfers to reserves at the end of the dividend period. Fees and other conditions could reduce the earnings. Share & IRA accounts are separately insured up to $100,000 by the National Credit Union Insurance Fund (NCUIF), an independent agency of the United States Government and an additional $250,000 by American Share Insurance (ASI).